Coverage may not be available in all jurisdictions. Please refer to the actual policies for terms, conditions, and exclusions of coverage. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. By doing so, you only have to lift the credit freeze with their bureau of choice instead of all three. However, you may simply find out which credit bureau your potential creditor or partner uses. To opt out of such pre-approved offers, visit In order to unfreeze your credit report, you must contact each of the three major credit bureaus Equifax, Experian, and TransUnion. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score or monitor your credit file Federal, state and local government agencies companies reviewing your application for employment companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe for fraud detection and prevention purposes and companies that wish to make pre-approved offers of credit or insurance to you. How do I lift a credit freeze You can temporarily lift or permanently. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. This makes it harder for identity thieves to open new accounts. You may cancel at any time however, we do not provide partial month refunds. Placing a security freeze on your credit reports does not impact your credit scores in any way. Security freezes do not impact your credit scores. Afterward, your Equifax credit report will be frozen again. Cancel at any time no partial month refunds. You can also lift a security freeze by phone by calling our automated line at (800) 349-9960 or calling Customer Care at (888) 298-0045. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. We monitor your Equifax credit report, provide you with alerts, and help you recover from ID theft so you can focus on living your financial best. Also known as a security freeze, a credit freeze allows you to restrict access to your credit report, which makes it more difficult for identity thieves to. We will require you to provide your payment information when you sign up.
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